For Real Estate Investors
Investor-Friendly Loans That Move at the Speed of Deals
From single-family rentals to commercial portfolios, Abo Capital has the loan products that close fast, qualify on property income, and don’t slow you down with conventional red tape.
7–14 days
Hard money closings
$35M
Max loan amount
Unlimited
Financed properties
No W-2
Required for DSCR loans
DSCR
Qualify on rent, not income
Built for Every Stage of Your Investing Career
Whether you’re buying your first rental, flipping distressed properties, or scaling a commercial portfolio, we have a financing solution designed for your strategy.
Investment Strategies We Finance
- ✓ Buy-and-hold single family rentals
- ✓ BRRRR (Buy, Rehab, Rent, Refinance, Repeat)
- ✓ Fix and flip projects
- ✓ Short-term rental / Airbnb properties
- ✓ Ground-up spec construction
- ✓ Multifamily 5+ unit acquisitions
Why Investors Choose Abo Capital
- → Qualify on rental income, not W-2s
- → Close in as little as 7 days
- → No limit on number of financed properties
- → LLC vesting allowed (most programs)
- → Interest-only options available
- → Commercial and mixed-use eligible
Investor Loan Programs
Pick the product that matches your strategy and timeline.
DSCR Loans →
Qualify on property cash flow. No personal income verification. Perfect for buy-and-hold investors building a rental portfolio.
Fix & Flip Loans →
Up to 90% LTC, 75% ARV. Fast closings. Interest-only during rehab. Ideal for active flippers.
Hard Money & Bridge →
Close in 7–14 days. Asset-based. Perfect for time-sensitive acquisitions and bridge scenarios.
Ground Up Construction →
Spec homes and custom builds. Up to $10M+. Draw schedule financing through construction.
Multifamily Commercial →
5+ unit properties. Qualify on NOI/DSCR. No personal income docs required.
Commercial Real Estate →
Office, retail, industrial, special-use. Portfolio lenders with flexible underwriting.
Short-Term Rental Loans →
Airbnb and VRBO income counts. Market rent analysis accepted. STR-friendly lenders.
Large Loan Amounts →
Portfolio lenders up to $35M for large residential and commercial investments.
Frequently Asked Questions
Do I need to show personal income for a DSCR loan?
No. DSCR loans qualify on property cash flow — the rent covers the payment. Your W-2s, tax returns, and personal debt-to-income ratio are not part of underwriting.
How many properties can I finance at once?
Non-QM and DSCR lenders do not apply the conventional Fannie Mae 10-property limit. Many programs allow unlimited financed properties, making them ideal for portfolio builders.
What credit score do I need for investor loans?
Most programs start at 620. DSCR loans typically have a 640 minimum. Best pricing is available at 720+.
Can I use a DSCR loan for short-term rentals?
Yes, on select STR-specific programs. Lenders use market rental analysis (AirDNA data) to calculate the DSCR for Airbnb and VRBO properties.
How fast can you close?
Hard money loans: 7–14 days. DSCR and fix & flip: 2–3 weeks typical. Ground up construction: 3–4 weeks for initial closing.
Do you work with LLCs and corporations?
Yes. Most DSCR and commercial programs allow or require vesting in an LLC. We work with single-member and multi-member LLCs, as well as partnerships and corporations.
Let’s Finance Your Next Investment
Tell us about your deal and we’ll identify the right product and lender within 24 hours. No obligation.